Affordable IVF · Easy EMI
IVF Cost in India 2026
Cost should never stand between you and parenthood. Get your personalised estimate in under 2 minutes — plus an EMI plan from ₹9,999/month and a free consultation.
IVF Cost Calculator
Answer 4 quick questions to get your personalised estimate
Which treatment are you considering?
Estimates are based on average costs across Iswarya Fertility centres. Final costs will be confirmed during consultation.
IVF Treatment Cost in India — Price Guide
| Treatment | Starting From |
|---|---|
| IVF | From ₹99,000 |
| ICSI | From ₹99,000 |
| IUI | From ₹15,000 |
| Donor Egg IVF | From ₹2.0L |
| Frozen Embryo Transfer | From ₹60,000 |
| Egg Freezing | From ₹80,000 |
*Starting prices are indicative. Your exact cost depends on protocol, age, and individual medical needs — confirmed with a personalised quote.
What Affects IVF Cost?
Patient Age
Women above 35 may need higher stimulation doses, increasing medication costs by 20–40%.
City & Clinic
Metro cities like Mumbai and Delhi tend to have higher costs than Tier-2 cities.
Treatment Type
ICSI and donor-egg IVF cost more than standard IVF due to additional procedures.
PGT Testing
Preimplantation genetic testing adds ₹30,000–₹80,000 but improves success rates.
Embryo Freezing
Freezing unused embryos costs ₹20,000–₹40,000 and allows future attempts at lower cost.
Number of Cycles
Multiple cycles increase cost but significantly improve cumulative success rates.
IVF on Easy EMI
We believe cost should never be a barrier to parenthood. Iswarya Fertility offers flexible payment options through our partner banks and NBFCs.
₹9,999/mo
EMI starting from
12-month plan
0%
Interest-free EMI
Select partners
24 mo
Maximum tenure
Flexible repayment
IVF Cost Across India by City
Typical IVF treatment cost ranges at Iswarya Fertility centres
*Prices are indicative and may vary by protocol, age, and individual needs. Confirmed at consultation.
Frequently Asked Questions
What is the average IVF cost in India in 2026?▾
The average IVF cost in India in 2026 ranges from ₹99,000 to ₹2.5 lakh per cycle, depending on the city, clinic, patient age, and protocol used. At Iswarya Fertility, IVF starts from ₹99,000 across our 89+ centres.
Does IVF cost include medications?▾
IVF cost typically includes consultation, egg retrieval, embryology lab fees, and embryo transfer. Stimulation medications are sometimes included in package deals but may also be billed separately. Always ask for an all-inclusive quote.
Is IVF available on EMI?▾
Yes. Iswarya Fertility offers IVF financing with EMIs starting from ₹9,999 per month through our partner banks and NBFCs. Zero-cost EMI options are available for eligible patients.
Why does IVF cost vary by age?▾
Women above 35 typically need higher doses of stimulation medications and may require additional diagnostic tests (like PGT), which increases the overall cost. Success rates also vary by age, which may influence the number of cycles needed.
What factors affect IVF cost?▾
Key factors include: type of treatment (IVF, ICSI, donor egg), patient age, city and clinic, number of embryos to be tested (PGT), use of donor eggs or sperm, number of cycles, and any add-ons like embryo freezing or assisted hatching.
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