Iswarya Fertility Centre & Women's Hospital

Affordable Fertility Care

IVF on Easy EMI — Starting ₹9,999/month

Don't let finances come in the way of your parenthood dream. Start your IVF treatment today with flexible EMI options from India's leading finance partners.

%0% Interest Options
~Quick Approval
#Minimal Documentation

How IVF EMI Works

Three simple steps to start your treatment on affordable EMI

Step 01

Apply Online

Fill out a short application form with basic details. No complex paperwork required.

Step 02

Get Approved

Quick approval within 24-48 hours. Flexible tenure and interest rate options.

Step 03

Start Treatment

Begin your IVF journey immediately while paying in comfortable monthly instalments.

EMI Calculator

See how affordable IVF treatment can be with easy monthly payments

Sample EMI Breakdown

Treatment Cost₹1,50,000
Down Payment₹0
Loan Amount₹1,50,000
Tenure18 months

Your Monthly EMI

₹9,999

per month for 18 months

*Indicative amount. Actual EMI depends on interest rate and tenure selected.

Eligibility Criteria

Check if you are eligible for IVF EMI financing

Salaried Employees

  • Minimum age: 21 years
  • Minimum monthly income: Rs 20,000
  • At least 6 months in current employment
  • Valid ID proof and address proof

Self-Employed Individuals

  • Minimum age: 21 years
  • Business vintage of at least 2 years
  • Latest ITR or bank statements
  • Valid ID proof and business proof

Documents Required

PAN Card
Aadhaar Card
Latest 3 months salary slips (salaried)
Latest 6 months bank statement
Cancelled cheque / bank passbook
ITR for last 2 years (self-employed)

Frequently Asked Questions

Common questions about IVF financing and EMI

What is the minimum down payment required?
Most of our finance partners require zero to minimal down payment. The exact amount depends on the loan amount and the finance partner chosen.
Is there a 0% interest EMI option?
Yes, select finance partners offer 0% interest EMI plans for tenures up to 12 months. Longer tenures may carry a nominal interest rate.
How long does EMI approval take?
Most applications are processed within 24-48 hours. In some cases, instant approval is available with digital KYC.
Can I prepay or foreclose my EMI?
Yes, most of our finance partners allow prepayment after a minimum lock-in period of 3 months, with minimal or no foreclosure charges.
What if my EMI application is rejected?
We work with multiple finance partners, so if one application is declined, we can help you apply with another partner. Our team will guide you through alternative options.
Does applying for EMI affect my credit score?
A single enquiry has minimal impact on your credit score. However, multiple applications across lenders in a short period may have a minor impact.

Apply for IVF EMI Today

Fill in your details and our finance team will get back to you within 24 hours with the best EMI plan

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